Welcome to the VhoraFundz website (“Website”). This Website is owned and operated by Chittaranjan Suryakant Vhora / VhoraFundz, an AMFI-registered mutual fund distributor and a registered partner of NJ Wealth. By accessing or using our Website and services, you agree to be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, please do not use the Website.

1. Purpose of the Website

The information provided on this Website is for general informational purposes only. Nothing on this Website constitutes investment advice, tax advice, legal advice, or a recommendation to buy or sell any financial product.
For personalised advice, please contact us directly for a consultation with Mr. Chittaranjan Vhora or an authorised team member.

2. Regulatory Compliance

VhoraFundz operates as a mutual fund distributor registered with the Association of Mutual Funds in India (AMFI) and adheres strictly to all applicable SEBI and AMFI regulations.
We do not guarantee returns, and all investments are subject to market risks. Please read all scheme-related documents carefully before investing.

3. Use of Website

You agree to use the Website for lawful purposes only and in a way that does not infringe upon the rights of others or restrict or inhibit their use of the Website. You agree not to:

• Upload or transmit harmful, offensive, or unlawful material.

• Attempt to gain unauthorised access to any part of the Website or its systems.

• Use the Website in any way that could damage, disable, overburden, or impair its functionality.

4. Intellectual Property Rights

All content on this Website — including text, images, graphics, logos, and software — is the property of VhoraFundz or its licensors and is protected by copyright, trademark, and other applicable laws.
You may not reproduce, distribute, or modify any part of the Website without our prior written consent.

5. Third-Party Links

This Website may contain links to external websites for your convenience. VhoraFundz is not responsible for the content, accuracy, or practices of these third-party sites. Following such links is at your own risk.

6. Disclaimers

• No Guarantees: Past performance is not indicative of future results.

• Market Risks: Mutual fund investments are subject to market risks; please read all scheme-related documents carefully before investing.

• No Warranties: We make no warranties or representations regarding the accuracy, completeness, or reliability of the Website content.

7. Limitation of Liability

To the maximum extent permitted by law, VhoraFundz will not be liable for any loss, damage, or expense — direct or indirect — arising from:

• Use or inability to use the Website or our services.

• Decisions made based on the information provided on the Website.

• Delays, interruptions, or errors in the Website’s operation.

8. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

9. Changes to the Terms

We may update these Terms from time to time. Any changes will be posted on this page with the updated effective date. Continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

10. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts in [Insert City, e.g., Pune, Maharashtra].

11. Contact Us

For questions regarding these Terms, please contact us.