Your gateway to disciplined wealth creation. With access to all AMCs and fund categories, we help you build goal-aligned portfolios that work as hard as you do. Whether you start with ₹500 or invest lakhs, our expertise ensures your money reaches the right funds. From your child's education to retirement planning, we map each rupee to your dreams through systematic investment plans and strategic fund selection.

Our curated Portfolio Management Services (PMS), offered by India's leading providers, provide personalised portfolio construction, active management, and exclusive investment opportunities. These solutions are ideal for investors with ₹50 lakhs+ looking for customised strategies, direct equity exposure, and professional management that adapts to market dynamics while focusing on wealth preservation and growth.

The non-negotiable foundation of every financial plan. Through insurance, we recommend that you build protective shields around your family's dreams. Our comprehensive risk assessment ensures adequate life cover (10-15x annual income), health protection (₹25-50 lakhs), and critical illness coverage. In addition to growing money, true wealth ensures your family's lifestyle continues even in your absence.

Direct market participation for the informed investor. While mutual funds remain our core recommendation for most goals, we facilitate equity investments for those seeking specific company ownership or sectoral exposure. ETFs offer the perfect middle ground – market returns with mutual fund-like diversification, lower costs, and real-time trading flexibility. Ideal for supplementing core portfolios with tactical allocations.

Smart liquidity without disturbing wealth creation. When life demands immediate funds – be it for a car purchase, medical emergency, or business opportunity – don't break your investments. Borrow against your mutual fund holdings at competitive rates while your portfolio continues growing. We guide you through the process, ensuring optimal loan structuring that maintains your long-term wealth trajectory.

Your ₹50,000 yearly investment working double duty – tax savings today, retirement security tomorrow. This government-backed scheme offers unbeatable cost efficiency (0.01% management fee), flexible allocation between equity and debt, and additional tax benefits beyond 80C. Perfect for salaried individuals seeking extra retirement corpus alongside EPF, with the discipline of locked-in savings until 60.

Your family's complete financial command centre. This premium service consolidates your entire wealth portfolio – covering every major financial and non-financial product for your entire family or organisation. With secure, unique login credentials, access daily-updated information from anywhere through the web or mobile app. Every transaction through VhoraFundz automatically reflects in your dashboard, eliminating manual entries. From mutual funds to real estate, insurance to equity – one platform, complete visibility, total control.

Your 24×7 digital investment companion. Through our partnership with NJ Wealth, execute transactions instantly, access detailed portfolio analytics, download statements for tax filing, and track NAVs in real-time. Beyond standard mutual fund transactions, enjoy unique features like equity stock SIPs, IPO applications (equity and debt), and NFO registrations. With facilities for fresh purchases, redemptions, switches, and systematic plans (SIP/STP), plus comprehensive reporting for tax and analysis. The platform's bank-grade security ensures your financial data remains protected while offering the convenience modern investors demand. Every transaction is hassle-free, error-free, and time-efficient.

Formerly MARS, expert-curated portfolios tailored to your goals. Managing multiple schemes while maintaining optimal asset allocation is complex and time-consuming, often leading to behavioural biases and suboptimal decisions. NJ Recommended MF Portfolio solves this by offering ready-to-invest baskets of mutual fund schemes, specifically designed for different risk profiles and investment needs. NJ's research team rigorously analyses fund performance, management quality, and consistency to handpick schemes across categories. Let NJ's expertise handle scheme selection and monitoring while you focus on your life goals. Talk to us for the right asset allocation strategy that maximises returns while minimising risk.