Privacy Policy

VhoraFundz (“we”, “our”, “us”) is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, store, and protect the data you share with us when you visit our website, use our services, or interact with our team.

By using our website or services, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following categories of information:

  • Personal Identification Information – Name, email address, phone number, postal address, and any other details provided when you contact us or complete forms on our website.

  • Financial Information – Investment preferences, financial goals, KYC details, and other data you voluntarily share during consultations.

  • Technical Information – IP address, browser type, device information, and pages you visit on our website (via cookies and analytics tools).

  • Communication Records – Emails, WhatsApp messages, and call records with our team, including our AI assistant Samruddhi.

2. How We Use Your Information

We use your information strictly for purposes related to providing and improving our services, including:

  • Responding to your enquiries and scheduling consultations.

  • Conducting KYC and other compliance checks required by SEBI and AMFI regulations.

  • Preparing and delivering personalised investment proposals.

  • Sending important updates, portfolio reviews, and service-related communications.

  • Improving our website, services, and client experience.

  • Fulfilling legal and regulatory obligations.

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

3. Sharing of Information

We may share your information only in the following cases:

  • Regulatory Compliance – With SEBI, AMFI, or other authorised agencies as required by law.

  • Service Providers – With trusted third-party vendors who help us operate our website, process data, or provide technology infrastructure (subject to strict confidentiality obligations).

  • Legal Requirements – When disclosure is necessary to comply with a legal obligation, protect our rights, or respond to lawful requests.

4. Data Storage and Security

  • Your information is stored securely, with access restricted to authorised personnel only.

  • We use encryption, secure servers, and other technical safeguards to protect your data from unauthorised access, alteration, or disclosure.

  • While we take all reasonable measures to protect your information, no transmission over the Internet can be guaranteed to be 100% secure.

5. Cookies and Analytics

Our website uses cookies and analytics tools to improve performance and user experience. Cookies may collect anonymous data such as your browsing patterns and device details. You can adjust your browser settings to refuse cookies, but this may affect certain site functionalities.

6. Your Rights

You have the right to:

  • Access the personal information we hold about you.

  • Request correction or updates to your information.

  • Withdraw consent for specific types of data processing (subject to legal obligations).

  • Request deletion of your data, where permissible by law.

To exercise these rights, email us at: [Insert official email].

7. Third-Party Links

Our website may contain links to other websites. We are not responsible for the privacy practices or content of such third-party sites.

8. Policy Updates

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date. Continued use of our services after changes are posted constitutes your acceptance of the revised policy.

9. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us.